Building a Fulfilling Life After Retirement
“Retirement is not about the end of the road, but rather the beginning of a new path.”- Gregory Ricks, Retirement Deserves a Helpful Hand: A Guide to the Destination You Deserve Retirement is often…
The Quiet Signals of True Financial Control
It’s not uncommon to spend 30–40 years working before you save enough to fully retire. This doesn’t mean you must spend all that time worrying about money. Small habits and an informed perspective can set…
Teaching Kids and Grandkids the Value of Saving
When it comes to leaving a legacy, the dollars we pass down are only part of the story. The real gift is in the lessons—especially when it comes to money. Teaching kids and grandkids about…
How to Avoid Financial Scams
At Gregory Ricks & Associates, protecting your wealth is about more than managing investments—it’s also about staying informed and prepared for the risks that can arise outside of the market. Financial scams have become increasingly…
The History of U.S. Tariffs: Trade, Markets, and the Tariff–Growth Paradox
Tariffs—taxes placed on imported goods—have played a central role in U.S. economic policy since the nation’s founding. Their purpose has shifted over time, from generating revenue to shielding domestic industries and influencing global trade dynamics….
Retirement Withdrawals and Giving Back: A Look at Qualified Charitable Distributions
What Are Required Minimum Distributions (RMDs)? Required Minimum Distributions (RMDs) are the minimum amounts that individuals must begin withdrawing annually from certain retirement accounts, starting at a specific age. These rules are set by the…