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Mark your calendars, here’s when tax season starts

By gregoryricks | January 16, 2020 |

It’s the second year since Trump administration’s tax-code changes took effect Jan. 27 is the start of this year’s tax season, the Internal Revenue Service announced Monday. Beginning in three weeks, the agency will start accepting and processing tax returns. This is the second season since the Trump administration’s tax-code overhaul took effect. Some people…

How Do You Define Retirement?

By Gregory Ricks & Associates | December 30, 2019

For my parent’s generation, who worked diligently after World War II, defining “retirement” was easy. You simply stopped working altogether and devoted most of your time to leisure pursuits. Bolstered by fixed, defined-benefit pensions and Medicare, the “Greatest Generation” often had the luxury of leaving the workforce with a decent nest egg. But things have…

The Secure Act changes the way people will inherit money — are you hit by the new rules?

By Gregory Ricks & Associates | December 30, 2019

The new legislation eliminated the ‘stretch IRA’ provision, but not everyone is impacted Getty Images/iStockphotoFuture beneficiaries of retirement accounts have different rules than current inheritors. The Secure Act, which was signed earlier this month, changes the way beneficiaries will receive money from inherited retirement accounts, but not everyone is in danger of a big tax…

Top Retirement Savings Tips for 55-to-64-Year-Olds

By Gregory Ricks & Associates | December 27, 2019

There’s still time to give your savings a good boost before you retire If you’re between 55 and 64 years old, you still have time to boost your retirement savings. Whether you plan to retire early, late, or never ever, having an adequate amount of money saved can make all the difference, both financially and psychologically.…

I Killed My Teenager’s Fancy College Dreams. You Should, Too.

By Gregory Ricks & Associates | December 27, 2019

Forty-five million Americans owe a collective $1.6 trillion in student debt. Here’s why my daughter won’t be one of them. Photo illustration by Slate. Photos by Vasily Koloda on Unsplash, master1305/iStock/Getty Images Plus, and ayzek/iStock/Getty Images Plus. A couple months ago, my 17-year-old daughter’s guidance counselor called her into his office to ask pretty much…

You can still give back this season without going broke

By Gregory Ricks & Associates | December 27, 2019

Prioritize the causes you care about, and be strategic about giving iStock/Getty It may not come as a surprise that millennials are passionate about giving back. Millennials as a generation believe in supporting causes more than individual organizations, are likely to be influenced by peer networks when it comes to giving and want to give…

5 Best Ways to Stay Healthy Between Christmas and New Year’s

By Gregory Ricks & Associates | December 27, 2019

Experts recommend staying hydrated, choosing nutritious foods, and exercising wherever you can as ways to stay healthy after Christmas.  “I’ll get back on track in January.” You may be familiar with this commonly repeated line when you fall off the health and fitness wagon during the holidays. The period between Christmas and New Year’s Day…

Nasdaq hits 9,000 for the first time, S&P 500 reaches all-time high in year-end rally

By Gregory Ricks & Associates | December 26, 2019

Stocks climbed Thursday, hitting record highs as the market rallied into the end of 2019. The Dow Jones Industrial Average rose about 60 points, while the S&P 500 climbed 0.3% to a fresh all-time high. The Nasdaq Composite hit 9,000 for the first time ever. Amazon led the gains, jumping 3% after the e-commerce giant said the holiday shopping season…

3 Keys to Long-Term Prosperity, Health, and Happiness

By Gregory Ricks & Associates | December 23, 2019

Prosperity should be everyone’s goal. Being prosperous means you have a life worth living. It means your internal and external worlds are congruent. GETTY IMAGES The definition of the word prosper is to: Succeed financially Flourish physically, to grow strong and healthy “Prosperity,” is far more than money, when you really think of the word. There is so much more…

4 Questions to Consider Before Opening a New Credit Card

By Gregory Ricks & Associates | December 21, 2019

  When you’re offered a discount at the checkout counter in exchange for applying for a new retailer-branded credit card, it can be tempting, especially if you’re looking to defray big holiday gift expenses. But it’s not always the right choice. Applying for a credit card can temporarily lower your credit score and place more…

How Companies Are Capitalizing On Tech To Reach A Generation

By Gregory Ricks & Associates | December 20, 2019

Even though they’re not widely viewed as being as “tech-savvy” as their Millennial offspring, Baby Boomers are embracing tech at a surprising rate. In fact, 73% of people over 60 use a smartphone. They’re using tech to get the most out of life, especially as they begin to retire. But Baby Boomers aren’t eager to spend their golden years in hospital beds…



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