Should You Consider Deferring Income for Year-End Tax Planning?
As the end of the year approaches, many individuals and small business owners start to evaluate options for managing their tax liability. One technique to consider is deferring income into the following year. This practice…
How Guaranteed Lifetime Income Supports Retirees in Louisiana and Mississippi
Planning for retirement in Louisiana or Mississippi often means navigating financial questions that don’t get asked the same way in other regions. Rising insurance premiums, unpredictable hurricane seasons, differences in state tax treatment, and variable…
What Should You Do With Your Old Employer 401(k)?
Changing jobs is a big moment in your career, but it often brings an important financial question: What should you do with your old employer 401(k)? Many people leave behind their retirement savings simply because…
Disaster Relief and Your Retirement Plan: What to Know About SECURE 2.0
When disaster strikes, the last thing anyone wants to worry about is how to cover expenses. The SECURE 2.0 Act of 2022 added new, ongoing disaster relief rules that make it easier for people in…
Changes to Catch-Up Contributions: What They Mean for Your Retirement Plan
If you are over 50, you may already be using catch-up contributions to put extra money into your retirement accounts each year. These additional contributions can make a big difference in helping you reach your…
Can an Annuity Strengthen Your Retirement Plan?
What is an Annuity? An annuity is a financial contract between an individual and an insurance company. In exchange for one or more premium payments, the insurer agrees to provide the purchaser with a stream…