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Mark your calendars, here’s when tax season starts

By gregoryricks | January 16, 2020 |

It’s the second year since Trump administration’s tax-code changes took effect Jan. 27 is the start of this year’s tax season, the Internal Revenue Service announced Monday. Beginning in three weeks, the agency will start accepting and processing tax returns. This is the second season since the Trump administration’s tax-code overhaul took effect. Some people…

Spending Bill Includes Seismic Retirement Changes, Curtails Stretch IRAs

By Gregory Ricks & Associates | December 19, 2019

GETTY The just-released, 1,773-page, $1.4 trillion 2020 spending bill means many Americans will be rewriting their retirement plans—if the budget gets signed into law before the holidays as expected.  It includes the SECURE Act—Setting Every Community Up for Retirement Enhancement Act of 2019—which passed in the House 417-3 in May but stalled in the Senate. Basically, the…

3 Benefits of Offering a 401(k) Plan as a Small Business

By Gregory Ricks & Associates | December 19, 2019

Health insurance, gym stipends, PTO — standard benefits packages may not sound exciting, but candidates young and old depend on traditional perks to plan and manage their lives. GETTY IMAGES Health insurance, gym stipends, PTO — standard benefits packages may not sound exciting, but candidates young and old depend on traditional perks to plan and…

Managing Inflation Risk in Retirement

By Gregory Ricks & Associates | December 18, 2019

Longer retirements mean inflation can put a serious dent in even the best-laid plans. You need an income strategy to help keep up with rising prices. Getty Images While there are many potential risks to consider when planning for retirement, one that is often overlooked is inflation. Most people factor in inflation when planning how…

Gen-Z Wants To Change The World—At Your Company

By Gregory Ricks & Associates | December 18, 2019

But are you up to the job? GETTY “In a gentle way, you can shake the world.” — Mahatma Gandhi Generation-Z is taking Mahatma Gandhi’s wisdom to heart—and their career choices are reflecting it. According to a recent study by Girls With Impact, fully 45% of Gen-Zers want to work for a company that makes a…

THE BIG BITCOIN HEIST

By Gregory Ricks & Associates | December 17, 2019

With its cheap geothermal energy and low crime rate, Iceland has become the world’s leading miner of digital currency. Then the crypto-crooks showed up. Someone was targeting the security guard. He felt he was being followed. His dog barked in the middle of the night. His wife saw fleeting figures lurking around their home. One…

The 9 Types of People You’ll Meet in Retirement

By Gregory Ricks & Associates | December 16, 2019

Everyone’s experience in retirement is unique. But there are some characterizations we can draw from data collected in various surveys and studies of retirees. Put together they form the nine types of people you’ll encounter throughout your later years. Some offer attributes you may want to adopt, and others those you are best to avoid.…

December 2019 Newsletter

By Gregory Ricks & Associates | December 13, 2019



One-third of Americans admit to making this costly mistake during the holiday season

By Gregory Ricks & Associates | December 11, 2019

This one decision could put millions of people in serious debt Retail credit cards have some of the highest interest rates on the market — but millions of shoppers are still planning on opening new ones during the holiday season. Nearly one-third of Americans said they’re likely to apply for a store credit card this…

Uber CEO: This is the subject young people should study in college, no matter their career goals

By Gregory Ricks & Associates | December 10, 2019

Dara Khosrowshahi, chief executive officer of Uber Technologies speaks on a webcast during the company’s initial public offering on the floor of the New York Stock Exchange, May 10, 2019. Michael Nagle | Bloomberg | Getty Images Uber CEO Dara Khosrowshahi has a recommendation for graduating high school seniors on what to study in college.…

USMCA could go through by the end of December, strategist says

By Gregory Ricks & Associates | December 10, 2019

USMCA could go through by the end of December, strategist says Rufus Yerxa, president of the National Foreign Trade Council, and Kim Forrest, chief investment officer at Bokeh Capital Partners, join “Squawk Box” to discuss what they are watching in the markets as the December 15th tariff deadline draws closer. original source: https://www.cnbc.com/video/2019/12/10/usmca-could-go-through-by-the-end-of-december-strategist-says.html

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