News Blog

GRA has compiled a news feed to keep you up-to-date on

the latest financial and retirement news that could affect your wallet

See the latest headlines below.

It’s Not Too Late to Make These 3 Retirement Moves

By GRA News Blog | September 21, 2021
couple at computer

It’s Not Too Late to Make These 3 Retirement Moves If you wish you’d started saving for retirement earlier, you’re in good company. But don’t be discouraged. Start from where you are right now, and craft a plan to set yourself up for a comfortable future. To get you started, here are three things you…

Wednesday Q&A The Winnies 2021: The Winning At Life Annual Award Show

By GRA News Blog | August 11, 2021

The Winnies 2021: The Winning At Life Annual Award Show Who are the top 10 players of the Winning at Life Radio show? Gregory and James have been on the air for 11 years and can’t wait to see what the next 10 will bring. Check out this top 10 Winnies segment from their Anniversary show…

Your retirement savings could take a hit: What you need to know about taxes

By GRA News Blog | August 10, 2021

Give yourself a big pat on the back if you have built up a nice retirement nest egg after years of scrimping and saving. Congratulations, you’re halfway there. Many investors are so focused on accumulating wealth that they neglect the second part of the equation – pulling out money so that you don’t deplete it unnecessarily from poor tax decisions.…

Best Ways to Generate Tax-Free Income in Retirement: Think About This Stuff Now

By GRA News Blog | August 9, 2021
retirement ira

Nobody wants to pay taxes on hard-earned income in retirement, including you. Here’s what you can do to sidestep paying taxes in retirement. Nothing feels more deflating than having to pay taxes on every penny you’ve ever saved and invested. If you have the wherewithal to think about how you’d like to receive your retirement…

7 Ways to Prepare for Higher Taxes

By GRA News Blog | August 6, 2021
money on branch

The tax climate is changing, and your retirement planning strategies could use some tweaks to stay on top of the situation. President Biden is pushing an agenda of raising taxes on corporations and the wealthy to help fund proposed bills for infrastructure and social safety net programs. Under his plans, the corporate tax rate could increase from…

Here’s the trick to buying a new house while selling the old one

By GRA News Blog | August 5, 2021
selling house

Some good planning and the right strategies can help you get the timing right on the sale and the purchase Selling your house and buying another home at the same time is the ultimate feat in multitasking, and it comes with a tricky timing challenge. If you have a mortgage on your current home and…

These IRA Moves Could Set You Up for Your Dream Retirement

By GRA News Blog | August 4, 2021
investing at home

You’ll probably need more money than your Social Security benefits to maintain a comfortable lifestyle in retirement. Those benefits will only replace about 40% of your pre-retirement income if you’re an average earner, and most seniors need access to a lot more money than that. That’s where your personal savings come in. Many people have…

Wednesday Q&A What if you have Federal AND State retirement benefits?

By GRA News Blog | August 4, 2021

What if you have Federal AND State retirement benefits? John in Covington asks Gregory if there’s any issues he needs to know about between his Federal retirement, and taking a job with the State. Gregory explains how the two retirement systems work seamless, so when does he turn on Social Security? Do you have questions…

Retirement: 5 things you need to know about Social Security spousal benefits

By GRA News Blog | August 3, 2021
senior couple spousal benefits

On paper, Social Security’s spousal benefits might seem simple enough to understand. But that’s not the case according to Elaine Floyd, the director of retirement and life planning at Horsesmouth, a New York-based company that helps financial advisers advise clients and manage their practices. “What we seem to be dealing with the most these days…

Retiring in the Next 5 Years? Make These Five Decisions Now

By GRA News Blog | August 2, 2021
view from a mountain top

These five moves could mean hundreds of thousands of dollars in extra income over the course of your retirement. In the five years preceding retirement, a person will make more important decisions about how to maximize their retirement than at any other time. Why? Because these decisions are not easily altered, and the impact will…

This Investing Strategy Could Make You a Millionaire

By GRA News Blog | July 30, 2021
money jar

With the right strategy, you can make a lot of money in the stock market with minimal effort. Key Points Long-term investing can help you generate wealth over time. Even if you’re new to the stock market, there are ways to make a lot of money with little investing experience. Whether you’re new to the…