News Blog

GRA has compiled a news feed to keep you up-to-date on

the latest financial and retirement news that could affect your wallet

See the latest headlines below.

Is it better to pay someone to do your taxes or do them yourself? We’ll help you decide.

By GRA News Blog | February 8, 2023

Choosing whether to do your own taxes or pay a pro is a big decision. Here’s everything you need to know about hiring someone to…

Don’t risk a tax audit. Here are four reasons the IRS may flag your return

By GRA News Blog | February 7, 2023

Tax season is in full swing, and the headlines tell of a “historic” funding deal that will “help” the IRS hire more employees to process…

Want to retire a millionaire? Here is why you should open a Roth IRA–even if you have a 401(k) plan

By GRA News Blog | February 6, 2023

For young people, saving for retirement may be low on your list priorities — somewhere between cleaning the bathroom and going to the DMV. Yet…

This frequently used Social Security strategy could potentially cost you $182,000

By GRA News Blog | January 31, 2023

A new study explores the reasons workers claim Social Security benefits early, as most would be better off to wait and claim them at 70.…

The Top 10 HSA Misconceptions, And 2023 HSA Rules

By GRA News Blog | January 30, 2023

Most people do not mind paying their taxes, and over the long run, a healthy 401k or IRA portfolio will generally yield higher returns than…

Here’s how to pay 0% capital gains taxes with a six-figure income

By GRA News Blog | January 27, 2023

You’re probably familiar with the two tax rates for long-term capital gains, 15% and 20%. But there’s another rate that could lead to a 0%…

The 4% retirement spending rule may be too high. Could you get by on 1.9%?

By GRA News Blog | January 26, 2023

The original 4% rule was based on a number of unrealistic assumptions about the investor and retirement period, such as using an average life expectancy…

The Public Was Wrong About Social Security

By GRA News Blog | January 24, 2023

The mistake: Many of us are confused by the complex nature of Social Security benefits. We fail to understand how the system is working and…

If you’re ‘unretiring,’ review your Social Security benefits. There’s a ‘surprise that people may want to avoid’

By GRA News Blog | January 23, 2023

If you’re thinking about working, either part-time or full-time, and you’re already collecting Social Security retirement benefits, there are a few things you may want…

How millions of missing workers are making do without a job

By GRA News Blog | January 20, 2023

The job market has been great, with a steady drop in unemployment. However, according to this ABC News article, the numbers may be getting inflated…