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This frequently used Social Security strategy could potentially cost you $182,000
A new study explores the reasons workers claim Social Security benefits early, as most would be better off to wait and claim them at 70. The typical worker is leaving…
Read MoreThe Top 10 HSA Misconceptions, And 2023 HSA Rules
Most people do not mind paying their taxes, and over the long run, a healthy 401k or IRA portfolio will generally yield higher returns than the stock market. However, there…
Read MoreHere’s how to pay 0% capital gains taxes with a six-figure income
You’re probably familiar with the two tax rates for long-term capital gains, 15% and 20%. But there’s another rate that could lead to a 0% tax rate, depending on your…
Read MoreThe 4% retirement spending rule may be too high. Could you get by on 1.9%?
The original 4% rule was based on a number of unrealistic assumptions about the investor and retirement period, such as using an average life expectancy for all retirees, not adjusting…
Read MoreThe Public Was Wrong About Social Security
The mistake: Many of us are confused by the complex nature of Social Security benefits. We fail to understand how the system is working and how it will affect our…
Read MoreIf you’re ‘unretiring,’ review your Social Security benefits. There’s a ‘surprise that people may want to avoid’
If you’re thinking about working, either part-time or full-time, and you’re already collecting Social Security retirement benefits, there are a few things you may want to know first. Enjoy…
Read MoreHow millions of missing workers are making do without a job
The job market has been great, with a steady drop in unemployment. However, according to this ABC News article, the numbers may be getting inflated by people who aren’t really…
Read MoreOp-ed: Here’s a year-end checklist to help you navigate some complicated financial issues
Are you ready for the upcoming year’s end? Review these three essential financial steps to help ensure that your finances are maintained, your investments are risk aligned, and your tax…
Read MoreWhat Is Debt Consolidation, and Should I Consolidate?
If you’re concerned about debt and want to find a way to reduce the stress and make it easier to pay down, debt consolidation might be a good choice. Learn…
Read MoreThe 4% Rule for Retirement Spending Makes a Comeback
Retirees are getting some good news: The 4% spending rule is back. Thanks to high inflation and volatile stock and bond markets, the traditional advice for retirees who need to…
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