News Blog


GRA has compiled a news feed to keep you up-to-date on

the latest financial and retirement news that could affect your wallet

See the latest headlines below.

7 Things You Need to Know About the Once-Per-Year Rollover Rule

By Gregory Ricks | May 8, 2017

In 2014, the Tax Court in the Bobrow case ruled that the once-per-year rollover rule applies to all of an individual’s IRAs, not to each of their IRA accounts separately. The Court’s surprising ruling conflicted with a long-standing IRS position in earlier editions of IRS Publication 590 and in private letter rulings. Several years have now passed…

Wednesday Q&A How do I cover my healthcare insurance if I retire early?

By GRA News Blog | January 20, 2021

What happens with Health Insurance coverage when you retire early? Gregory helps a Winning at Life caller navigate through weighing the pros and cons to retiring early. Do you have questions for Gregory? Press the ASK GREGORY below and your question could be featured next! ASK GREGORY We’re Here to Help Have questions about this…

How concerned investors should be about Biden’s tax proposals

By GRA News Blog | January 19, 2021

Stocks and taxes: What’s going to happen? The Democrats’ control of Congress is shining a new spotlight on Biden’s tax proposals, particularly those that would affect stocks and bonds. While Biden has repeatedly said he would not raise taxes on Americans earning less than $400,000 a year, he has proposed: 1) raising the marginal income tax…

Three Reasons To Take Your RMDs Now

By GRA News Blog | January 15, 2021

Now that the 2020 is over, remorse may set in and you may be left wondering if you should have done something different to save taxes. A common question I hear is whether it makes sense for retirees to take their required minimum distributions (RMDs) now or if they should save taxes by taking them…

‘There’s not enough stocks to go around’ — Cramer says that’s a key factor in market rally

By GRA News Blog | January 14, 2021

KEY POINTS A lack of investors interested in selling stocks is helping propel the market higher, CNBC’s Jim Cramer said. “People want to own stocks and there is not enough stock. There’s just not — not yet,” the “Mad Money” host said. Cramer acknowledged the investment landscape during the Covid pandemic has been unusual, saying…

Hidden costs of home buying that go way beyond a down payment and mortgage

By GRA News Blog | January 13, 2021

Buying your first home is unlike any purchase you’ve ever made. While it can be daunting just thinking about making a down payment on a house, the asking price won’t nearly reflect the amount you’ll end up paying, with extraneous costs popping up left, right and center. And if that incites enough anxiety to stick to…

Wednesday Q&A What are some good resources to get information on stocks?

By GRA News Blog | January 13, 2021

What are some good resources to get information on stocks? On this episode of Winning at Life, Gregory goes through some suggested resources for starting out in the stock market. Find out what to look for!   Do you have questions for Gregory? Press the ASK GREGORY below and your question could be featured next!…

The Return of RMDs and Other Retirement Considerations You Should Know for 2021

By GRA News Blog | January 11, 2021

With the pandemic still raging but the promise of the vaccine in reach, many retirees are enthusiastically shoving 2020 aside and retooling for 2021. Here are some retirement-related matters to consider in the year ahead. Don’t Forget RMDs The Secure Act, passed in late 2019, boosted the age at which people must take required minimum…

Tax moves aren’t just for the wealthy. These strategies can help lower your bill

By GRA News Blog | January 8, 2021

The end of the year is fast approaching, yet there is still time to take charge of your taxes. While that might seem like something only the wealthy would do, there are also ways for the average American to save money — even if you are part of the 90% who take the standard deduction…

Tax Guidelines About Gifting

By GRA News Blog | January 7, 2021

The average taxpayer never files a gift tax return or pays gift tax, but if you’re planning big gifts this year, here are the IRS rules, just in case. The IRS requires you to report all taxable gifts you make during the year and pay the appropriate tax. However, due to the generous exclusions and…

Wednesday Q&A What do I need to know about possibly getting into precious metals?

By GRA News Blog | January 6, 2021

What do I need to know about possibly getting into precious metals? On this episode of Winning at Life, Gregory has some insight about precious metals for the listeners. Do you have questions for Gregory? Press the ASK GREGORY below and your question could be featured next! ASK GREGORY We’re Here to Help Have questions about…

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