News Blog

GRA has compiled a news feed to keep you up-to-date on

the latest financial and retirement news that could affect your wallet

See the latest headlines below.

Studies Confirm That Half Of Americans Struggle With Retirement

By GRA News Blog | October 22, 2020

We’ve been in a retirement crisis for a long time. Way back in 1992, an Atlanta Journal-Constitution article warned that “[w]ith savings rates down, the future of Social Security in question and traditional plans going the way of the eight-track tape, experts say there’s a retirement crisis looming in America.” A non-stop drumbeat of articles…

Robert in MS: Uh oh. Does my Mother-In-Law's trust have to file a tax return?

By Gregory Ricks | March 26, 2017

Robert from Pass Christian, Mississippi calls into Winning at Life to find out if his Mother-In-Law’s irrevocable trust is required to file a tax return every year… because it hasn’t.

Winning at Life: Should I Use My Retirement Savings to Buy a Home?

By Gregory Ricks | March 25, 2017

Trevor from Coconut Creek, Florida calls Winning at Life to ask Gregory about using his retirement savings to buy a new house.

Beware of Schemes During Tax Season

By Gregory Ricks | March 21, 2017

It’s tax season! Every year, around this time, the Internal Revenue Service (IRS) publishes its dirty dozen – a list of scams criminals use to try and ferret out personal information and/or steal money.1 For example, if you received an email from a top executive in your company or organization requesting data from IRS form…

The Ricks Report – March 20, 2017

By Gregory Ricks | March 21, 2017

­­­­The Ricks Report March 20, 2017 Numbers of $ignificance DEFICITS – The CBO estimates that the AHCA would reduce federal deficits by $337 billion over the next 10 years, largely from reduced Medicaid outlays and from the elimination of ACA tax credits (source: CBO). COST ESTIMATES – The CBO projects that AHCA average premiums will…

Tina in Texas: what should I do with my old 401k?

By Gregory Ricks | March 20, 2017

Tina from Waco, TX calls into Winning at Life and asks Gregory and James about what she should do with the 401k at her previous job.

Winning at Life: Do You REALLY Need Life Insurance?

By Gregory Ricks | March 20, 2017

Louis in Kenner just had his 10 year term life insurance expire, and the renewal rate is too expensive. His kids are doing great, and it seems more economical to set aside money for the funeral costs than repurchase or renew a life insurance policy. What does Gregory recommend?

The Ricks Report – March 13, 2017

By Gregory Ricks | March 14, 2017

­­­ The Ricks Report March 13, 2017 Numbers of $ignificance DISCRETIONARY VS. MANDATORY – Over the next decade (fiscal years 2018-2027), estimated discretionary spending by the US government will total $13 trillion, an amount that is dwarfed by the government’s $34 trillion of projected mandatory spending (source: Office of Management and Budget). GAP IN COVERAGE…

The Ricks Report – March 6, 2017

By Gregory Ricks | March 7, 2017

­­­ The Ricks Report March 6, 2017 Numbers of $ignificance ALMOST TWENTY TRILLION – The national debt of the United States is reported 5 days a week and is calculated to the penny. The national debt first exceeded $19 trillion on 1/29/16 and subsequently passed $19.9 trillion on 11/22/16.  Outstanding debt peaked at $19.977 trillion…

Smart Retirement Planning Takes More than Saying I Do

By Gregory Ricks | March 3, 2017

By GREGORY RICKS, Founder and CEO | Gregory Ricks & Associates March 2017 Couples need healthy communication to be on the same page, and women have a vital role to play in the process. When couples plan their retirement, they should take into account a simple fact of life: On average, women live longer than men. A…

March 2017 Newsletter

By Gregory Ricks | March 3, 2017

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