News Blog

GRA has compiled a news feed to keep you up-to-date on

the latest financial and retirement news that could affect your wallet

See the latest headlines below.

How to Freeze Your Credit

By GRA News Blog | February 26, 2021

A lost wallet or data breach raises your risk of identity theft exponentially. If you’ve been the victim of one of these unfortunate scenarios, it’s a good idea to safeguard your personal information by freezing your credit. Credit freezes block unauthorized credit checks, which makes it difficult for criminals to open new accounts in your name and protects you…

The Ricks Report – January

By Gregory Ricks | January 24, 2017

­ The Ricks Report January 23, 2017   Numbers of $ignificance YOU ARE REPLACEABLE – Although just 5% of occupations consist of activities that are 100% automatable, i.e., they could be replaced entirely by technology or robots, 60% of all occupations have at least 30% of their daily activities that are automatable (source: McKinsey Global…

The Ricks Report – January 17, 2017

By Gregory Ricks | January 17, 2017

The Ricks Report January 17, 2017 Numbers of $ignificance FEWER COLLEGE STUDENTS – There were 0 million college students during the fall of 2016 (both undergrads and grad students), the 5th consecutive year (2012-2016) that the total number of students has declined on a year-over-year basis (source: National Student Clearinghouse Research Center).                    MOST EVER…

A Tribute to Dr. Martin Luther King

By Gregory Ricks | January 16, 2017

If you were to create a list of Americans who’ve had great influence on our country during the past 100 years, it would not be complete without the name Dr. Martin Luther King, Jr. While he’s best remembered for fighting for civil rights for African Americans, Dr. King also adhered to the idea revolutions can…

7 Resolutions for Your IRA for 2017

By Gregory Ricks | January 10, 2017

  A new year brings a fresh start and a chance to do things better. You probably have a few resolutions for 2017. You may be planning to eat healthier, get more exercise, or stick to a budget. As you are making your resolutions for the new year, don’t overlook your IRA. Here are a…

The Ricks Report – January 9, 2017

By Gregory Ricks | January 10, 2017

­ The Ricks Report January 9, 2017 Numbers of $ignificance STRONGER DOLLAR, WEAKER EURO – 19 of 28 economists (68%) polled in late December 2016 believe that the Euro will “hit parity” with the US dollar during 2017, i.e., 1 Euro will equal 1 US dollar, the result of rising US domestic interest rates. The…

January 2017 Newsletter

By Gregory Ricks | January 4, 2017

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The Ricks Report – January 3, 2017

By Gregory Ricks | January 3, 2017

The Ricks Report January 3, 2017 Numbers of $ignificance HOUSING – The average interest rate nationwide on a 30-year fixed rate mortgage was 4.32% at the end of 2016. The record low national average was 3.31% as of 11/22/12 or just over 4 years ago (source: Freddie Mac). OIL PRICES – The price of oil…

Winning at Life: should I take my pension buyout offer, or the monthly income?

By Gregory Ricks | January 3, 2017

Winning at Life with Gregory Ricks tells the story of a recent pension buyout offer, and how Gregory Ricks helped his client walk through the process on how to decide.