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The Ricks Report – May 8, 2017

By Gregory Ricks | May 10, 2017 | Comments Off on The Ricks Report – May 8, 2017

­­­­­­­­ The Ricks Report May 8, 2017 Numbers of $ignificance FED ACTION – When the Fed began 2017, they were projecting 3 rate hikes for the year.  After last week’s 2-day meeting (held on May 2-3 which resulted in no rate change), the Fed has now raised short-term rates just 1 time in 3 meetings…

Beware Scam Robocalls, Texts Tied to COVID-19 Outbreak

By Gregory Ricks & Associates | March 30, 2020

FCC launches web page with coronavirus fraud safety tips Scammers out to make a quick buck during the coronavirus pandemic are using robocalls to tout bogus cures and fake test kits, the federal government warns. The illicit conduct — which also includes text messaging — has bad actors preying on people’s fears while anxiety over COVID-19 is…

How to Apply for Small Business Loans Under the Coronavirus Stimulus Bill

By Gregory Ricks & Associates | March 27, 2020

The aid package provides $349 billion to guarantee loans to small businesses. Here’s how it will work based on the bill approved by the Senate. Small businesses have been hit hard. PHOTO: KHOLOOD EID FOR THE WALL STREET JOURNAL WASHINGTON—The sweeping coronavirus aid package set for a House vote Friday provides $349 billion for the Small Business…

What’s in the $2 Trillion Senate Coronavirus Bill

By Gregory Ricks & Associates | March 26, 2020

How households, businesses, taxes and more are affected by the package The stimulus package adds $27 billion to an emergency fund that could give a boost to dozens of projects by pharmaceutical companies and academic groups developing drugs and vaccines against coronavirus. Here, people carry donated boxes of N95 masks. PHOTO: JERRY HOLT/STAR TRIBUNE/ASSOCIATED PRESS The $2…

Your Money Coronavirus Questions, Answered

By Gregory Ricks & Associates | March 26, 2020

COVID-19 has taken over our newsfeeds, our group chats, and our thoughts. Chances are it’s also impacting what your office looks like (hint: it might feature your bed), how your investments are doing, and eventually the interest rates on your savings and loans. That’s a lot to keep up with. So we Skimm’d answers to…

You are not alone: Coronavirus crisis has damaged retirement plans of many Americans

By Gregory Ricks & Associates | March 26, 2020

Coronavirus vs. flu: Which is worse? USA TODAY answers a question you may be wondering: Is coronavirus worse than the flu? USA TODAY Not dwelling on the gruesome losses on Wall Street. Not looking at your 401(k) every other minute. The old adages grew much harder to follow in March as we watched the Dow…

Wednesday Q&A – What is the 50-50-50-50 strategy?

By Gregory Ricks & Associates | March 25, 2020

What is the 50-50-50-50 strategy? A comprehensive financial plan using our 50-50-50-50 strategy puts protections in place to help safeguard against various types of downturns in the market. Subject to your risk number, when you are properly blended in the 50-50-50-50 strategy, 75 percent of your assets would be correlated to the upside of stocks and…

How to Save More Money Now

By Gregory Ricks & Associates | March 25, 2020

The Story While you’re doing your part to help flatten the curve (and catching up on TV you’ve missed since 2015), try kicking your savings into high gear. Tell me more. Uncertain times like these are why emergency funds are a thing. They can save the day if you lose your income or get an unexpected bill. Spend some…

Can I still afford to retire? The coronavirus has upended jobs, spurred a market downturn — what now?

By Gregory Ricks & Associates | March 23, 2020

A few questions near-retirees should ask themselves before they leave the workforce With stock indexes tumbling, jobs in jeopardy and a looming recession, is it really the time to retire? Some Americans may have been patiently waiting to retire this spring, or even sometime this year, but the world isn’t the same as it was…

A Pandemic Is Not the Time to Sever the Ties That Bind Generations

By Gregory Ricks & Associates | March 20, 2020

An Influencer in Aging on unity during the time of COVID-19 It’s too early to know if social isolation or the coronavirus (COVID-19) will kill more older adults in the long run. A heightened awareness of how a lack of social connection negatively impacts individuals as they age, and their networks diminish, has fueled a significant interest…

Common-sense investing insights we forget during stock-market panics

By Gregory Ricks & Associates | March 20, 2020

Many people seem to invest rationally, until the going gets tough. Then we often throw our reasoning out the window while making a mad dash for the exits. It shouldn’t be like that. Here are some common-sense reminders that are worth heeding during volatile stretches in the stock market like now, with coronavirus anxiety seemingly everywhere.…



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