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The Ricks Report – January 9, 2017

By Gregory Ricks | January 10, 2017 | Comments Off on The Ricks Report – January 9, 2017

­ The Ricks Report January 9, 2017 Numbers of $ignificance STRONGER DOLLAR, WEAKER EURO – 19 of 28 economists (68%) polled in late December 2016 believe that the Euro will “hit parity” with the US dollar during 2017, i.e., 1 Euro will equal 1 US dollar, the result of rising US domestic interest rates. The…

Wednesday Q & A: How Do I Rebuild My Credit?

By gregoryricks | February 19, 2020

When I retire, should I open a medical savings account, or should I have one before that? Health Savings Accounts & Medical Savings Accounts (essentially the same thing, with MSAs being restricted to self-employed persons or employees of small businesses) are great. As far as when you should start contributing, the same holds true here…

What You Need to Know About the Holiday Inn Retirement Plan

By Gregory Ricks & Associates | February 17, 2020

A Texas man made headlines when he announced that instead of moving to a retirement home in his old age, he’d spend his days at various Holiday Inns around the world. How does he plan to do this, and why? Get the breakdown here. How The Plan Works Terry Robinson’s plan is just to move…

February 2020 Newsletter

By gregoryricks | February 13, 2020

Nearly 1 in 3 American workers run out of money before payday—even those earning over $100,000

By gregoryricks | February 13, 2020

Going extra light at the grocery store. Cutting down on medical supplies. Buying clothing and household supplies secondhand. These are just some of the many ways many Americans are making it work when money is tight. For about a third of Americans, this is a regular financial stress, with 32% running out of money before…


By gregoryricks | February 12, 2020

Overview In November 2019, the Internal Revenue Service announced inflation adjustments for more than 60 provisions for the 2020 tax year. The following is a guide for changes that will affect the greatest number of taxpayers. “While it’s been more than a year since the Tax Cuts and Jobs Act went into full effect, many…

Taking Zinc Can Shorten Your Cold. Thank A 91-Year-Old Scientist For The Discovery

By Gregory Ricks & Associates | February 11, 2020

The common cold is a top reason for missed work and school days. Most of us have two or three colds per year, each lasting at least a week. Your body needs trace amounts of zinc for cell division and other basic biology. Nobody’s sure how it works to shorten colds. Karl Tapales/Getty Images There’s no…

AARP: Baby Boomers Show No Sign Of Slowing Down

By gregoryricks | February 10, 2020

Older Americans are planning to invest more in travel this year. A new AARP travel trends survey indicates that most Baby Boomers are expecting to spend $7,800 on vacations in 2020, a significant jump from $6,600 in 2019. The annual survey of travel behaviors, expectations and planning also looks at Gen Xers, Millennials and families. Photo by…

Meet the new IRS tax form specially designed for people 65 and older

By Gregory Ricks & Associates | February 9, 2020

Yes, it has larger type than the traditional Form 1040 Getty Images/iStockphotoFor the 2019 tax year, your friends at the IRS have introduced the new Form 1040-SR (U.S. Tax Return for Seniors). This exciting development is proof that the Feds care deeply about the tax-filing needs of older folks. Not quite. Actually, Congress required the…

6 Questions to Ask If You Want to Work in Retirement

By Gregory Ricks & Associates | February 7, 2020

Questions to help you figure out where, and how, to work part-time The percentage of people who work in retirement has been steadily rising for years. And by 2026, the Bureau of Labor Statistics estimates, a whopping 30% of people age 65 to 74 will be in the labor force, up markedly from just 18% in 1996.…

Retirement planning: Millennials are stashing money away earlier than Gen Xers and Baby Boomers

By gregoryricks | February 6, 2020

Younger Americans get a bad reputation when it comes to managing their finances, but it turns out they’re stashing money away for retirement earlier than previous generations, according to a new Bank of America survey. Millennials – Americans between the ages of 24 and 41 – started saving for retirement at 24 on average, well before Generation Xers at…



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