What is an HSA? Understanding Health Savings Accounts and How They Differ From FSAs
Health Savings Accounts (HSAs) are a useful tool for individuals looking to manage healthcare expenses and save on taxes. Unlike some other employee benefit accounts, HSAs offer long-term flexibility and unique tax advantages. If you…
Understanding FSAs: Use It or Lose It Before Year-End?
As December arrives, many people start reviewing their financial and health benefit options. One important year-end consideration is your Flexible Spending Account, or FSA. Understanding how FSAs work, and what to do with unused funds,…
Should You Consider Deferring Income for Year-End Tax Planning?
As the end of the year approaches, many individuals and small business owners start to evaluate options for managing their tax liability. One technique to consider is deferring income into the following year. This practice…
How Guaranteed Lifetime Income Supports Retirees in Louisiana and Mississippi
Planning for retirement in Louisiana or Mississippi often means navigating financial questions that don’t get asked the same way in other regions. Rising insurance premiums, unpredictable hurricane seasons, differences in state tax treatment, and variable…
What Should You Do With Your Old Employer 401(k)?
Changing jobs is a big moment in your career, but it often brings an important financial question: What should you do with your old employer 401(k)? Many people leave behind their retirement savings simply because…
Disaster Relief and Your Retirement Plan: What to Know About SECURE 2.0
When disaster strikes, the last thing anyone wants to worry about is how to cover expenses. The SECURE 2.0 Act of 2022 added new, ongoing disaster relief rules that make it easier for people in…