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This one decision could put millions of people in serious debt Retail credit cards have some of the highest interest…
Most people do not mind paying their taxes, and over the long run, a healthy 401k or IRA portfolio will generally yield higher returns than…
You’re probably familiar with the two tax rates for long-term capital gains, 15% and 20%. But there’s another rate that could lead to a 0%…
The original 4% rule was based on a number of unrealistic assumptions about the investor and retirement period, such as using an average life expectancy…
The mistake: Many of us are confused by the complex nature of Social Security benefits. We fail to understand how the system is working and…
If you’re thinking about working, either part-time or full-time, and you’re already collecting Social Security retirement benefits, there are a few things you may want…
The job market has been great, with a steady drop in unemployment. However, according to this ABC News article, the numbers may be getting inflated…
Are you ready for the upcoming year’s end? Review these three essential financial steps to help ensure that your finances are maintained, your investments are…
If you’re concerned about debt and want to find a way to reduce the stress and make it easier to pay down, debt consolidation might…
Retirees are getting some good news: The 4% spending rule is back. Thanks to high inflation and volatile stock and bond markets, the traditional advice…
It’s no surprise that many Americans are job-hopping, but it is worrisome that some are sacrificing their retirement savings in pursuit of higher paychecks. Check…
