Health Savings Accounts (HSAs) are a useful tool for individuals looking to manage healthcare expenses and save on taxes. Unlike some other employee benefit accounts, HSAs offer long-term flexibility and […]
What is an HSA? Understanding Health Savings Accounts and How They Differ From FSAs Read More »
As December arrives, many people start reviewing their financial and health benefit options. One important year-end consideration is your Flexible Spending Account, or FSA. Understanding how FSAs work, and what
Understanding FSAs: Use It or Lose It Before Year-End? Read More »
As the end of the year approaches, many individuals and small business owners start to evaluate options for managing their tax liability. One technique to consider is deferring income into
Should You Consider Deferring Income for Year-End Tax Planning? Read More »
Planning for retirement in Louisiana or Mississippi often means navigating financial questions that don’t get asked the same way in other regions. Rising insurance premiums, unpredictable hurricane seasons, differences in
How Guaranteed Lifetime Income Supports Retirees in Louisiana and Mississippi Read More »
Changing jobs is a big moment in your career, but it often brings an important financial question: What should you do with your old employer 401(k)? Many people leave behind
What Should You Do With Your Old Employer 401(k)? Read More »
For married couples, divorced individuals, and widows or widowers, spousal and survivor benefits can play a significant role in retirement income planning. Understanding how these benefits work is one piece
How Spousal and Survivor Benefits Can Impact Your Social Security Read More »
Estate planning is one of those tasks many people put off until the last possible moment. When the decision finally arrives, it is tempting to save money by downloading a
The True Cost of Do-It-Yourself Estate Planning Read More »
At Gregory Ricks & Associates, we’re seeing more people approach retirement with a flexible mindset. Retirement is no longer always a hard stop, it can also mean shifting into a
Working in Retirement: Is It the Right Move for You? Read More »
For retirees and those nearing retirement, October is one of the most important months of the year. That’s when the Social Security Administration (SSA) releases the annual cost-of-living adjustment (COLA)
Why October Matters for Retirees: Key Social Security Updates Read More »
For many people, the word “budget” brings up anxiety. It can feel like a set of tight constraints or a reminder of every dollar you think you are spending “wrong.”
How to Start a Budget (Without Stress) Read More »