The 4% Rule for Retirement Is Back

Encouraging news for prospective retirees: The 4% rule is back! Thanks to higher interest rates and bond yields, new retirees can potentially spend 4% of their nest eggs in the first year of retirement. A recent analysis from Morningstar suggests this approach may be safe, with adjustments for inflation in the following years. As individuals consider the timing of their retirement, this insight offers a positive outlook for financial planning.

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Source Article: https://www.wsj.com/personal-finance/retirement/the-4-rule-for-retirement-is-back-627ef287

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