The 4% retirement spending rule may be too high. Could you get by on 1.9%?

The original 4% rule was based on a number of unrealistic assumptions about the investor and retirement period, such as using an average life expectancy for all retirees, not adjusting for inflation and using a portfolio based on historical returns with little adjustment for risk according to this MarketWatch article.

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Source Article: https://www.marketwatch.com/story/forget-the-4-retirement-spending-rule-would-you-believe-1-9-11664559109

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