Scaling the Retirement-Savings Peak Is Tough; The Descent Is Tougher

You’ve worked and saved, and now you’re ready to retire. But are you? For a successful retirement – one in which your money lasts as long as you do – you need to cover these bases.

So, you think you have saved enough money to retire but how confident are you that your money will last you for your full retirement journey? This Kiplinger article has some insights that may help to make your money last!

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Source Article: https://www.kiplinger.com/retirement/retirement-planning/604128/scaling-the-retirement-savings-peak-is-tough-the-descent-is

Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Please remember that converting an employer plan account to a Roth IRA is a taxable event. Increased taxable income from the Roth IRA conversion may have several consequences including (but not limited to) a need for additional tax withholding or estimated tax payments, the loss of certain tax deductions and credits, and higher taxes on Social Security benefits and higher Medicare premiums. Be sure to consult with a qualified tax advisor before making any decisions regarding your IRA. This material is intended to provide general information and is believed to be reliable, but accuracy and completeness cannot be guaranteed. Gregory Ricks & Associates is an independent financial services firm that utilizes a variety of investment and insurance products. Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Gregory Ricks & Associates are not affiliated companies. 1212789 – 2/22