Here’s why it’s so important to start saving and investing in your 20s

When you’re in your 20s and even 30s, it can be difficult to justify saving for retirement when it seems so far away. In this article, you can find some helpful tips on how to save for retirement and why it’s more important than ever to start the compounding of your money sooner rather than later!


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Investing involves risk, including the potential loss of principal. Any references to protection benefits, safety, security, and lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified tax professional for guidance before making any purchasing decisions. Our firm is not affiliated with the U.S. government or any governmental agency. This material is intended to provide general information and is believed to be reliable, but accuracy and completeness cannot be guaranteed. Investment advisory services made available through AE Wealth Management, LLC (AEWM). AEWM and Gregory Ricks & Associates are not affiliated companies. 1488882- 9/22.