Is it Time to Pare Back Withdrawal Rates in Retirement?

piggie bank and calculator

What are the right withdrawal strategies in today’s low yield environment? The fact that many investors feel stocks are richly valued and predict lower returns ahead complicates the matter. The 4% rule, a popular theory, says one can safely spend down 4% of their portfolio annually, increasing each year with inflation, during one’s retirement. While…

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Every state offers a different 529 plan—here’s how to pick the best one for you

529 college plans

May 29 is nationally recognized at 529 College Savings Day, a day (mostly celebrated by a niche group of higher education experts and personal finance enthusiasts) to draw attention to the tax-advantaged savings plans offered by all 50 states and the District of Columbia. First created in 1996, 529 plans are state-sponsored investment accounts that savers…

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Debunking the myths about 529 college savings plans

talking about financial aid

Even though they’ve been around for decades, 529 college savings plans are still often misunderstood. The investment vehicles are a tax-advantaged way to save for college or other schooling. Earnings are free from federal tax and the funds aren’t taxed when taken out to pay for qualified expenses. Yet only 36% of Americans can correctly…

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Avoiding The Retirement Planning Crisis: Seven Tricks For Boosting Your Savings

pig in water

Nervous about your retirement planning? You’re not alone. Americans’ retirement planning is in a crisis. The crux of the problem is simple: Most people are not saving enough. Barely half, 50.5%, of U.S. households own retirement savings accounts, according to the Federal Reserve’s latest data. And that’s down from 52.1% in 2016. People fear they…

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4 Retirement Savings Mistakes You Can’t Afford to Make

man reading

If your goal is to enjoy your retirement to the fullest, the last thing you’ll want is to spend your senior years pinching pennies. And if you manage to sock away a nice amount of money in a 401(k) or IRA, you won’t have to. Your savings, combined with your Social Security benefits, could make…

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PODCAST42: Before you buy your next car

Links mentioned in episode: Kelley Blue Book : Check out our complimentary download, How do interest rates play a role in retirement income strategies below. If you have any questions please give us a call at 504-832-9200    

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PODCAST41: Reilly’s Laws of Tax Planning

Links mentioned in episode: Gregory mentions the IRS Listed Transactions: Check out our complimentary download, Tax Strategies for Retirement below. If you have any questions please give us a call at 504-832-9200    

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You Can’t Even Begin to Plan for Retirement Without This Number


One of the hardest truths of retirement planning is that you’re never going to get it right. Just like today’s retirees never could’ve foreseen the pandemic and recession we’re currently living through, there will be surprises that come up for you in your senior years, some of which may cost you a lot of money…

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