Almost all of us make a credit mistake from time to time, but some of them have a lot of staying power Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation —…

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A self-directed IRA (SDIRA) is a kind of retirement account that allows you to invest in assets that are off-limits to regular IRAs. You directly manage your self-directed IRA, and so are responsible for researching your investments and their tax consequences. In general, self-directed IRAs are available only through a custodial service that specializes in…

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We’ve been in a retirement crisis for a long time. Way back in 1992, an Atlanta Journal-Constitution article warned that “[w]ith savings rates down, the future of Social Security in question and traditional plans going the way of the eight-track tape, experts say there’s a retirement crisis looming in America.” A non-stop drumbeat of articles…

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Here’s a three-step strategy to retire as a multimillionaire. When it comes to retiring with a seven-figure nest egg, there are some circumstances that aren’t easy to control. For example, if you earn $50,000 per year, it will be tougher for you to retire as a multimillionaire than it will be for someone who earns…

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Because a few fresh perspectives, and fresh strategies, may be all you need. One of my favorite things to do is ask writers whose books I love to list a few books they love; it’s a great way to get excellent recommendations. The same applies where business is concerned. If you’re a fan of Warren Buffett‘s, then reading…

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