Many retirement savers can get an extra-good deal on Roth conversions right now. Here’s why. Getty Images While we hope for an end to the current coronavirus pandemic, there may be a silver lining for retirement savers during this time of disruption. If you can manage doing a Roth IRA conversion, you’ll likely pay a…

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You have a few options for what to do with your money. Every week, millions of workers are laid off or furloughed. Approximately 4.4 million Americans filed for unemployment insurance in the week ending April 18, bringing the 5-week total to roughly 26 million people. Nobody knows exactly how long the coronavirus pandemic will last,…

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Getty GETTY Do you have a traditional IRA that will produce ordinary income on distributions?  Would you like to possibly mitigate income taxes on those distributions for yourself as well as your heirs? Financial markets have declined over recent weeks, as investors digested evidence of a steep downturn among the world’s largest economies. The COVID-19…

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Volatile markets have made it difficult to look at 401(k) and IRA balances, but the Covid-19 crisis could have farther-reaching consequences for the retirement security of those working for small businesses without plans and in hourly jobs. Women, in particular, could feel that crunch. Retirement security for many Americans was shaky to begin with, especially…

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RETHINKING RETIREMENT As you near your 65th birthday, you’ll face a slew of important decisions—and a deluge of mail. Getty Images By BOB NIEDT, Online Editor A few months ago, just before my 64th birthday, I received a piece of snail mail from Anthem HealthKeepers, a blast from the future, taunting and prodding. “It’s your 64th…

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My wife and I are both working from home, something we haven’t done before. Like most couples now, we’re together about 24 hours a day. I think the coronavirus is giving us a taste of what retirement might be like. I have heard this same idea from several people in the past few weeks. Yes,…

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Will COVID-19 deepen the retirement crisis? Yes and no — here’s how   The coronavirus crisis may worsen an already impending retirement crisis. Getty Images   Remember when Americans struggled to save for retirement because they were juggling high housing costs, student loan payments, credit card debt and scanty access to workplace savings? Add in…

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Revisiting key retirement decisions might increase your risk-protected retirement income. GETTY In the blink of an eye, the coronavirus and the resulting economic downturn have created a new world for retirement planning. I’m sure many of you are feeling worried and stressed about how the short- and long-term effects of our current environment will impact…

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