For people in drawdown mode, tips on asset allocation, Social Security, annuities, withdrawal rates, and more. Even retirees who are seasoned investors will tell you that transitioning from accumulating to spending from their portfolios is a challenge. The “right” withdrawal strategy seems to be a moving target. Devising an asset-allocation plan that balances safety and…

Read More

When should annuities be used? Gregory discusses the pros and cons of annuities in this video. If you would like to submit a question that may be featured on the Wednesday Q&A, use the form below! We’re Here to Help Have questions about this week’s content, or need help with your financial plan? We’re here to help! Simply…

Read More

Not all annuities are alike, and some may not be appropriate for you. How much do you know about these investment products? Annuities aren’t new. The annuity concept dates back to early Rome, when citizens would make a lump-sum payment to a contract called an annua in exchange for income payments received once a year for…

Read More

Yes, annuities provide valuable tax-deferred growth. But for more than any other reason, annuities are valuable because of their guarantees. In an annuity, the insurer makes certain contractual guarantees that are not available in a traditional investment product. There are two things you need to know if you’re an annuity owner or considering a purchase…

Read More

Illustration by Eva Bee As the stock market tanked, rebounded sharply, and then settled into a pattern of volatility, the vulnerability of Americans’ retirement savings has been laid bare. Many investors who dumped stocks during the March market meltdown are still sitting on the sidelines with diminished portfolios. Low yields, meanwhile, make it impossible to…

Read More

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective. The federal tax deadline is July 15, which means there’s more time to contribute retirement savings to…

Read More