Are You Taking Too Much Risk in Retirement?

The retirement fear we all share: running out of money. Whether it’s $1 million or $2 million, the worry persists. Market volatility adds to the anxiety, with memories of the 2008 financial crisis, where a more than 50% market drop turned 401(k)s into 201(k)s. Explore the common concern and the impact of market swings on your hard-earned retirement savings.

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Source Article: https://www.kiplinger.com/retirement/risk-in-retirement-are-you-taking-too-much#:~:text=Use%20a%20two%2Dbucket%20plan,as%20you%20need%20it%20to.&text=Everyone%20knows%20that%20most%20retirees,is%20running%20out%20of%20money.

Our firm is not affiliated with the U.S. government or any governmental agency. Investment advisory products and services made available through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor. Investing involves risk, including the potential loss of principal. Any references to protection benefits, safety, security, and lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified tax professional for guidance before making any purchasing decisions. Our firm is not affiliated with the U.S. government or any governmental agency. This material is intended to provide general information and is believed to be reliable, but accuracy and completeness cannot be guaranteed. Investment advisory services made available through AE Wealth Management, LLC (AEWM). AEWM and Gregory Ricks & Associates are not affiliated companies. 02095540 – 12/23