Retirement Planning
My wife and I are close to retirement, but we want to buy a house. Should I ‘clear out’ my 401(k) for the down payment?
‘I am over 59 years of age, and I am hoping to retire in six years. My wife may retire a little before that’ A Market Watch reader wrote into…
Read MoreDamage Control
The COVID-19 pandemic has had a massive impact on Americans’ retirement plans, but experts say not all of the challenges are negative Do you feel like the Covid-19 Pandemic put…
Read MoreThe 4 Phases of Retirement
Retirement means more than no longer working 9 to 5. There are four phases of retirement, and you should be prepared for each one. On the road to retirement there…
Read MoreWhy 401(k) rollovers are so annoying
The logistics of changing jobs is already mentally taxing enough but having to navigate what to do with your old 401K can be the last straw. This article by Axios…
Read MoreNot Everyone Should Wait to Claim Their Social Security Benefits
There is no one size fits all approach to claiming Social Security benefits. Knowing when to claim your Social Security benefits is complicated because everyone’s story is vastly different. In…
Read MoreIRAs Have a Lot of Rules. Here’s Why You Should Invest in One Anyway
Opening an IRA makes sense despite the restrictions. With all the limits placed on your money in an IRA, why is it beneficial to open one at all? This piece…
Read MoreLife Insurance as a Retirement Plan: Smart Strategy or Bad Investment?
Although it’s possible to use permanent life insurance to save for retirement, it’s not the best option for most people. Deciding whether to take out a permanent life insurance policy…
Read More8 Retirement Plans for the Self-Employed: How to Compare and Choose
You can avoid costly retirement mistakes by picking the right retirement plan for yourself and your business. Being self-employed has its own perks, but what affect can it have on…
Read MoreHow to Make Retirement Savings Last When Life Gets in the Way
What to consider when you’re approaching retirement and haven’t met savings goals. If you’re approaching retirement, but haven’t met your savings goals, there are some things you should consider. Check…
Read MoreConverting To A Roth? Don’t Fall Into These Traps
With talks of long-term changes to retirement planning in the potential tax reform legislation, it may be time to start thinking about Roth IRA conversions. Check out this article by…
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