You’ve worked hard to build your retirement cushion, and now it’s time to enjoy it—but don’t use up that money too quickly. In a perfect world, we would all work for 30 years and retire with full confidence that our investments and retirement planning could support us at our current lifestyle until the day we die. In reality, planning…

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Stop focusing on the big, scary numbers As retirement risks go, it’s one of the more impossible to manage and mitigate. Or is it? For years now, firms in the financial services industry, as well as researchers, have been scaring preretirees into thinking they need an ungodly amount of money set aside at age 65…

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Conventional wisdom suggests that “money can’t buy you happiness.” And well-known research from 2010 had shown that people tend to feel happier the more money they make only up until a point of about $75,000 a year. But according to a new study out of University of Pennsylvania’s The Wharton School, people’s well-being rises with…

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Buying your first home is unlike any purchase you’ve ever made. While it can be daunting just thinking about making a down payment on a house, the asking price won’t nearly reflect the amount you’ll end up paying, with extraneous costs popping up left, right and center. And if that incites enough anxiety to stick to…

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Relaxing in retirement doesn’t mean you should get lax with your score. When you’re starting out, your credit score has a big impact on your financial health. It directly affects your ability to get a credit card or a loan, and it’s the first thing lenders check when you apply for a mortgage. But what if you’re…

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The start of the ultimate BMW collection is available right now, so long as you have a few million lying around. BMW has always emphasized its own heritage. From shared kidney grilles to product lines that trace their origins back half a century, the company has always defined itself by how it has built on…

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Why are attainable enthusiast cars disappearing? Because young working people can no longer afford to buy them. Car fans are tired of being told we can’t have nice things. The ensuing refrain is that the enthusiast market is too small to be sustainable. Given the U.S. population alone has increased by 80 million people over…

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Once you hit your 60s, it’s time to figure out when you want to retire — and whether or not you can make it happen. By the age of 67, which is when people born in 1960 or later can fully retire on Social Security, you should have 10 times your final salary saved, according to…

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