If your passwords are less than 8 characters long, change them right now: Study

Are your accounts protected with an appropriate password? Originally appearing in CNBC, short passwords can be cracked in seconds. In a study from cybersecurity firm Hive Systems, a password that is 18 characters with a mixture of numbers, symbols, and upper and lowercase letters can take over 400 trillion years for the typical hacker to…

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A New Study Suggests a Way to Raise Your Life Expectancy by 5 Years (Without Changing Your Diet or Exercise Habits)

For retirees, living their best lives – for as long as possible is important. In this article, Inc. discusses how being energetic and optimistic may increase your lifespan.   Enjoy this complimentary download: By submitting your contact information, you consent to be contacted regarding retirement income strategies that utilize investments and insurance products. Source Article:…

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3 Reasons I Won’t Invest Like Warren Buffett

Originally appearing in Motley Fool, this op-ed discusses why investing like Warren Buffett may not be feasible for everyone.   Enjoy this complimentary download: By submitting your contact information, you consent to be contacted regarding retirement income strategies that utilize investments and insurance products. Source Article: https://www.crossroadstoday.com/i/3-reasons-i-wont-invest-like-warren-buffett/ Investing involves risk, including the potential loss of…

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Why you need to pay your credit card balance now and how to do it

With the Federal Reserve set to raise interest rates for the first time since 2018, keeping a balance on your cards will cost you more money. Here’s how to pay off that debt and save. Inflation seems to be popping up everywhere, and now it can have an affect on your credit cards? CNET discusses…

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Here’s How Much You Should Tip Restaurant Workers

In this article by CNBC, a recent survey shows that the majority of consumers have been tipping restaurant workers more than 20% during the pandemic. Does this mean that the social norms have changed when it comes to tipping?   Source Article: http://www.cnbc.com/2021/12/14/how-much-you-should-be-tipping-restaurant-workers.html

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How a Home Inventory Can Help Protect Your Property

home inventory

A home inventory can help you simplify the claims process on your homeowners insurance and ensure you get everything you’re entitled to. We may receive payment from affiliate links included within this content. Our affiliate partners do not influence our editorial opinions or analysis. To learn more, see our Advertiser Disclosure.   You buy homeowners insurance…

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How to Make Your Money Last Through Retirement

chess dollars

You’ve worked hard to build your retirement cushion, and now it’s time to enjoy it—but don’t use up that money too quickly. In a perfect world, we would all work for 30 years and retire with full confidence that our investments and retirement planning could support us at our current lifestyle until the day we die. In reality, planning…

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How to pay for healthcare costs in retirement

women walking

Stop focusing on the big, scary numbers As retirement risks go, it’s one of the more impossible to manage and mitigate. Or is it? For years now, firms in the financial services industry, as well as researchers, have been scaring preretirees into thinking they need an ungodly amount of money set aside at age 65…

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People actually are happier when they make more money: Wharton study

fun at the beach at sunset

Conventional wisdom suggests that “money can’t buy you happiness.” And well-known research from 2010 had shown that people tend to feel happier the more money they make only up until a point of about $75,000 a year. But according to a new study out of University of Pennsylvania’s The Wharton School, people’s well-being rises with…

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