3 Tricks for Getting the Most Out of Your HSA

There are pros and cons to health-savings accounts. According to America’s Health Insurance Plans, HSAs had a 10% growth rate between 2014 and 2015. However, many people don’t know how to take full advantage of them. If you’re considering using your HSA as an investment vehicle, here are three strategies by MorningStar.   Enjoy this…

Read More

93% of HSA Holders Are Making This Huge Mistake

Healthcare will likely be one of your largest expenses in retirement. If you’re saving for this in a health savings account, make sure that you’re making the most out of it. The Motley Fool discusses ways that may give you the most opportunity out of your HSA.   Enjoy this complimentary download: By submitting your…

Read More

8 Things to Know When Choosing a Medicare Plan

medicare

The choices can be confusing, and the fine print is important. But it’s crucial to choose wisely, because it may be hard to change your mind. When most Americans turn 65, they have three basic options for health coverage: traditional Medicare; Medicare plus supplemental insurance to cover costs that Medicare doesn’t; or Medicare Advantage, a…

Read More

Even If You Already Have Medicare, Don’t You Dare Skip Open Enrollment

man working

It’s the perfect time to think about what’s changed in your life and with your health care plan. After looking at these four issues, you might find there is a better option for you. Medicare Open Enrollment is here! It’s your chance to review your coverage and see if you can save money next year. This…

Read More

Medicare open enrollment starts soon. Here’s why you should pay attention

medicare enrollment

KEY POINTS Medicare’s fall open enrollment period starts Oct. 15 and runs through Dec. 7. This is generally for changes related to Medicare Advantage Plans or prescription drug coverage: You can add, drop or switch them. Here’s what to expect this year. Sure, there are probably more entertaining things to do than review your Medicare…

Read More

3 Tricky Decisions for Every Retirement Plan

retirement planning

Not even experts agree about the ‘right’ withdrawal rate, long-term-care insurance, and annuities. When it comes to retirement planning, there are a few items that you can safely put in the “settled business” pile. In this era of ultra-low yields, for example, it’s a given that most retirees will need to have ample equity exposure…

Read More

How to pay for healthcare costs in retirement

women walking

Stop focusing on the big, scary numbers As retirement risks go, it’s one of the more impossible to manage and mitigate. Or is it? For years now, firms in the financial services industry, as well as researchers, have been scaring preretirees into thinking they need an ungodly amount of money set aside at age 65…

Read More

Wednesday Q&A How do I cover my healthcare insurance if I retire early?

What happens with Health Insurance coverage when you retire early? Gregory helps a Winning at Life caller navigate through weighing the pros and cons to retiring early. Do you have questions for Gregory? Press the ASK GREGORY below and your question could be featured next! ASK GREGORY We’re Here to Help Have questions about this…

Read More

6 retirement-planning mistakes to avoid when you are in your 60s

hiking

Once you hit your 60s, it’s time to figure out when you want to retire — and whether or not you can make it happen. By the age of 67, which is when people born in 1960 or later can fully retire on Social Security, you should have 10 times your final salary saved, according to…

Read More