Across all personal finance websites, magazines and books, whether you listen to a big-wig guru or consult with a financial advisor, the most common advice you’re bound to hear is “save your money!” It’s not because anyone thinks you should sit on a pile of cash and never touch it, but because it is impossible…

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While you might be anticipating a dreadful conversation about the state of American politics with your cousin, before or after all of the ballots are counted, there’s an even more awkward conversation lying in wait: money. Perhaps a family member has a great idea and needs some early funding to get their business off the…

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Credit scores. If you’ve ever rented an apartment, bought a car or applied for a loan, you know what it is. It’s a score that tells lenders how financially reliable you are and how good you are at paying off your debts. But it’s so much more than that, too. There are rules to the…

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Almost all of us make a credit mistake from time to time, but some of them have a lot of staying power Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation —…

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Debt workouts will drive financial decisions for the next year. In certain industries, the coming year’s business story can best be understood as something from my new made-for-Netflix mini-series “The Walking Debt.” Here’s a sneak preview: The business is already a debt zombie. It will remain on its feet but unable to thrive. It shuffles…

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If your emergency savings is on a permanent fast, maybe it’s time to plump it up. 8 Signs You Need to Fatten Your Emergency Savings Did you know that nearly three times as many Americans report having less in emergency savings than they did before the COVID-19 pandemic? That’s according to a new survey from…

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