Many Americans are struggling to put their personal finances in order amid the pandemic as they are dealing with debt and other credit issues. If you’re one of them, you’re not alone and there are credit repair steps you can take. Often, the first step is determining where your credit score currently stands by checking credit…

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How can I restore my credit after a tough divorce? Gregory gives a caller tips on how to restore his credit after a rough divorce. Do you have questions for Gregory? Press the ASK GREGORY below and your question could be featured next! ASK GREGORY We’re Here to Help Have questions about this week’s content,…

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Jared Oriel for Money You might think the only thing worse than having bad credit is having no credit history at all. After all, it can be hard to get a car loan or a credit card if lenders have no way to evaluate if you’re likely to make on-time payments. Having a credit report…

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Recently, a student asked me for some tips on what to say about personal finance to her sorority. Here’s a slightly-edited version of my reply. Count the Cost Accurately. You might think you’re saving money when you’re not. Unless you really enjoy cooking, you should probably have a meal plan and devote the time and energy you…

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A lost wallet or data breach raises your risk of identity theft exponentially. If you’ve been the victim of one of these unfortunate scenarios, it’s a good idea to safeguard your personal information by freezing your credit. Credit freezes block unauthorized credit checks, which makes it difficult for criminals to open new accounts in your name and protects you…

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Is my credit score a big deal in retirement? Is it a big deal to have good credit in retirement? Gregory explains the importance of your credit score. Do you have questions for Gregory? Press the ASK GREGORY below and your question could be featured next! ASK GREGORY We’re Here to Help Have questions about…

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A good credit score is a key piece of your financial puzzle. It not only allows you to qualify for lower interest rates on loans and credit cards but can also affect your ability to rent an apartment or even qualify for a job. This is especially important today as the country is still dealing…

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Relaxing in retirement doesn’t mean you should get lax with your score. When you’re starting out, your credit score has a big impact on your financial health. It directly affects your ability to get a credit card or a loan, and it’s the first thing lenders check when you apply for a mortgage. But what if you’re…

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They lead a lavish lifestyle and always make their payments on time, so why won’t anyone give them another loan? by Kate Palmer Edward and Melanie Rom run a multimillion-pound travel business and are no strangers to champagne parties, luxury golf resorts and private jets. Yet their lender, Barclays, has refused to give them a…

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