Don’t Let Social Security Steer You Wrong

lady with dog

Few retirement decisions are as critical, or as easy to get wrong, as when and how to take your Social Security benefits. The rules can be so convolut… By Liz Weston September 23, 2021 This story originally appeared on NerdWallet Few retirement decisions are as critical, or as easy to get wrong, as when and how to take…

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Want a happy retirement? Here’s what experts say you need to do

retired fun

Everyone wants to be happy in retirement. So what will it take to get there? It’s not just saving money, although that is key, according to certified financial planner Wes Moss, chief investment strategist at Atlanta-based Capital Investment Advisors and author of the upcoming book, “What the Happiest Retirees Know.” “Does more money buy more happiness?”…

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Planning for retirement is hard, but you can do it, one step at a time

tight rope

Get a grip on expenses and plan for a long life Retiring seems like an overwhelming prospect — because it is. You’re trying to save up enough money to last the rest of your life, including uncovered health costs, and you’re not exactly sure how long you need to save for, because, well, you don’t…

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3 Drawbacks of Using Only a 401(k) for Retirement

paying bills on computer

Key Points You are paying fees in your 401(k), and those fees are reducing your investment returns. Some 401(k)s have great investment menus, and others do not. 401(k)s have early withdrawal restrictions, which can prevent you from retiring early. Some 60 million people are actively saving money to a 401(k). The workplace retirement account has…

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Should You Sign Up for Social Security at 65?


You may want to claim benefits at 65, but here’s how to know if that’s the right choice. Key Points Many retirees rely heavily on Social Security. Seniors can claim benefits as early as age 62. Filing for benefits at 65 can be a smart choice, but it can also pay to wait. Motley Fool…

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Tax Planning Opportunities You Might Not Be Aware Of


To save on taxes over all your years, not just right now, try these four different strategies. Tax planning is not just an opportunity to reduce your tax bill; it is also an opportunity to build up your financial assets with creative strategies. Smart investment choices now can reduce your taxable income pre- and post-retirement,…

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