Posts by GRA News Blog
This Social Security Spousal Rule Is Officially Finished in 2024 — But These 3 Strategies Remain
A longstanding Social Security spousal rule concludes this year for most individuals, except those who turned 70 on Jan. 1, 2024. The rule, permitting recipients to switch between their benefits…
Read MoreIs an Annuity Right for You? Here’s What You Should Know
The decision to incorporate an annuity into your retirement plan sparks varying opinions on its effectiveness. While some, including knowledgeable financial advisers, believe annuities can be crucial for shoring up…
Read More‘Fraud is at a crisis level,’ says expert: 5 financial scams to watch out for in 2024
Advanced technology and artificial intelligence are heightening the challenge for consumers to detect scams. Fraud costs in the U.S. exceeded $7 billion in the first three quarters of 2023, up…
Read MoreWhat Comes After a Good Year in the Stock Market?
The stock market’s cyclical nature often sees bad years followed by good ones, though not without exceptions. The natural question arises: What occurs after good years? How frequent are positive…
Read More4 big things homeowners insurance doesn’t cover — and what you can do to protect yourself
Safeguarding your most significant investment, homeowners insurance is crucial, especially if you have a mortgage, as it is often a requirement. Commonly known as an HO-3 policy, standard homeowners insurance…
Read MoreTen Things To Think About Before You Claim Social Security
Don’t navigate the Social Security maze alone! Deciding when to claim benefits is a crucial aspect of financial planning, and the answer isn’t one-size-fits-all. Dive into the nuances of this…
Read MoreFive Things to Know About Social Security and Your Taxes
Unlocking the truth about Social Security taxes! Amidst the confusion, a common misconception prevails that Social Security benefits are tax-free. Brace yourself for a reality check as we delve into…
Read More8 Retirement Secrets Seniors Want You to Know
Don’t wait for retirement regrets! Crafting the ideal retirement savings plan starts today. Avoid the ‘should-haves’ and uncertainties by taking charge of your financial future now. Discover the crucial balance…
Read MoreHow Is Your Post-Retirement Stacking Up? Three Key Questions
Cheers to a successful retirement transition! As you embark on this exciting new chapter, ensure a rock-solid financial foundation with scenario planning. Guard against the top retiree fear—running out of…
Read More3 more crucial things you must say goodbye to in retirement — most Americans can’t do it. But can you?
Brace for the unexpected in retirement! Despite thorough preparation, the realities of this major lifestyle and financial shift are bound to bring surprises. From downsizing homes to managing a budget…
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