Posts by GRA News Blog
New Tax Rules Can Save You Thousands on Home Renovations
Through a federal program initiated by the Inflation Reduction Act, homeowners can anticipate saving thousands on upgrades. Ranging from individual items to significant energy reduction projects, these rebates underscore the…
Read MoreI’ve Been a Retirement Planner for 17 Years—Here Are the 18 Biggest Mistakes Most People Make
With about 80% of financial planning focusing on optimizing earnings, enhancing savings, and effective budgeting, the prospect of a satisfying and healthy retirement is achievable—provided you steer clear of typical…
Read MoreThree Reasons to Claim Social Security as Soon as You Retire: Why Wait?
When it comes to the decision of when to start Social Security benefits, the choice between immediate or delayed payout may appear straightforward, yet it’s often the nuanced, intangible aspects…
Read MoreFinding a financial adviser is like dating — you don’t need to stick with the first person you meet
Similar to relationships, the first choice might not be the perfect match. This week’s retirement tip underscores the importance of thorough research and assessing compatibility with your adviser, leveraging specialized…
Read MoreThe five biggest things that confuse Americans about retirement
A new survey by Charles Schwab reveals that Americans aim for a $1.8 million retirement fund, but many lack clarity on savings targets and investment strategies. This survey underscores the…
Read MorePodcast 104: The Homebuyer’s Guide: Unmasking Real Estate Myths
Join Gregory Ricks and Dwayne Stein as they uncover the truth behind common real estate myths, share valuable financial insights, and discuss the crucial role of roofs and insurance premiums…
Read More5 Ways That Buying a Car Has Drastically Changed
Over the past three years, factory closures, parts scarcities, and deserted dealership lots have reshaped the landscape. As the industry weathered these challenges, adaptations in business practices emerged, indicating a…
Read MoreThe average retiree spends $4,345 on monthly expenses — and burns 75% of that on these 4 things. How does your own spending stack up?
Bureau of Labor Statistics data discloses that individuals aged 65 and up earn an average pre-tax income of $55,335 annually, spending $52,141 yearly. With an average retirement savings of $200,000…
Read MoreHigh-Earning Retirement Savers Are Losing Some of Their 401(k) Tax Break
As millions brace for the impending change, savers aged 50 and above are facing the discontinuation of a familiar tax advantage – catch-up contributions to 401(k)s. The alteration, stemming from…
Read MoreAxios-Ipsos poll: Retirement out of reach
Retirement Ambitions and Savings Struggles: A new Axios-Ipsos poll highlights that despite the widespread desire to retire, only half of Americans feel financially capable of doing so. The uncertainty extends…
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