The 4% Rule for Retirement Spending Makes a Comeback

Retirees are getting some good news: The 4% spending rule is back. Thanks to high inflation and volatile stock and bond markets, the traditional advice for retirees who need to make their money last for 30 years is to spend no more than 4% of their savings in the first year of retirement, and in subsequent years raise those withdrawals to keep pace with inflation.


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