News Blog


GRA has compiled a news feed to keep you up-to-date on

the latest financial and retirement news that could affect your wallet

See the latest headlines below.

How To Get Tax Free Retirement Income In 2020

By GRA News Blog | September 25, 2020

Having more tax-free retirement income is reason to celebrate GETTY Whether tax rates are high or low, I will hear people complaining about the taxes they get to pay. Let’s be real; no one likes paying taxes. 2020 is an election year, and your vote could also affect your future tax bills. But with tax…

Winning at Life: Gary in Gautier: What's your thoughts on day trading?

By Gregory Ricks | December 6, 2017

Gary leaves a question for Gregory Ricks on the Winning at Life app asking for his thoughts on how to get started day trading. Gregory explains why he’s not a big fan of day trading, and warns about the pitfalls.

The Ricks Report – December 4, 2017

By Gregory Ricks | December 5, 2017

The Ricks Report December 4, 2017   NUMBERS OF $IGNIFICANCE $   BACK TO BOOM LEVELS – The median sales price of existing homes sold nationally in October 2017 is 108% of the median sales price of existing homes sold nationally in June 2007, the latter date being the peak of the real estate boom.  Sale…

12-02-17 Winning at Life with Gregory Ricks

By Gregory Ricks | December 5, 2017

Weekly Wrap

November/December 2017 Newsletter

By Gregory Ricks | December 1, 2017

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RMD Quiz – How Well Do You Know the Rules?

By Gregory Ricks | November 29, 2017

  If you have an IRA, you should realize that what goes in must come out. In other words, your tax deferral will not last forever. Eventually, Uncle Sam will want his share. When you reach retirement age, required minimum distributions (RMDs) will kick in. Are you prepared? Take our RMD quiz and see how…

The Ricks Report – November 27, 2017

By Gregory Ricks | November 29, 2017

The Ricks Report November 27, 2017   NUMBERS OF $IGNIFICANCE $  STILL THE AMERICAN DREAM? – The national homeownership rate in the USA as of 9/30/17 was 63.9%, down from a peak of 69.2% as of 12/31/04.  Every 1 percentage point reduction in the home-ownership rate represents 1.2 million households that have changed from homeowner…

The Ricks Report – November 13, 2017

By Gregory Ricks | November 15, 2017

The Ricks Report November 13, 2017   NUMBERS OF $IGNIFICANCE  $   INCREASE EVERYONE – Individual income taxes paid by American taxpayers would have to increase by +42% in order to eliminate our $666 billion deficit from fiscal year 2017 (source: Treasury Department).  $   COMPLETE CYCLE – The jobless rate in the United States was 5.0%…

The Ricks Report – November 6, 2017

By Gregory Ricks | November 13, 2017

The Ricks Report November 6, 2017   NUMBERS OF $IGNIFICANCE MORE AND MORE RENTERS – The 111.4 million households that existed in the United States on 9/30/09 were split between 75.3 million owners and 1 million renters. The 119.1 million households in the United States on 9/30/17 were split between 76.2 million owners and 42.9…

The Ricks Report – October 30, 2017

By Gregory Ricks | November 3, 2017

The Ricks Report October 30, 2017 Numbers of $ignificance  START SAVING NOW – A child born in 2017 that begins kindergarten in the fall of 2022 would attend college between the years of 2035 and 2039. If that child attended an average public in-state 4-year college and if the annual price increases for public colleges…

The Ricks Report – October 23, 2017

By Gregory Ricks | October 24, 2017

The Ricks Report October 23, 2017 Numbers of $ignificance • INCREASING EQUITY – The average loan-to-value ratio in the US housing market as of 6/30/08 was 55%, i.e., the average home mortgage had 45% of equity behind it. The average loan-to-value ratio in the US housing market as of 6/30/17 was 42%, i.e., the average…

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