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A Tribute to Dr. Martin Luther King

By Gregory Ricks | January 16, 2017 | Comments Off on A Tribute to Dr. Martin Luther King

If you were to create a list of Americans who’ve had great influence on our country during the past 100 years, it would not be complete without the name Dr. Martin Luther King, Jr. While he’s best remembered for fighting for civil rights for African Americans, Dr. King also adhered to the idea revolutions can…

How To Find A Full-Time Job When You’re Over 50

By gregoryricks | January 21, 2020

With unemployment at all-time lows, now might be the best time for you to be looking for a full-time job. The challenges, however, are greater if you’re over 50 years old. According to data compiled by the U.S. Department of Labor, Bureau of Labor Statistics, on average it takes those 55 to 64 two weeks…

January 2020 Newsletter

By gregoryricks | January 21, 2020

Is it time to have ‘that talk’ with your aging parents about their finances?

By Gregory Ricks & Associates | January 20, 2020

Advice from the author of ‘Mom and Dad, We Need to Talk’ Having the conversation now can save all of you a lot of trouble in the future. Cameron Huddleston, author of “Mom and Dad, We Need to Talk: How to Have Essential Conversations With Your Parents About Their Finances,” remembers the birds-and-the-bees talk she had as…

Mark your calendars, here’s when tax season starts

By gregoryricks | January 16, 2020

It’s the second year since Trump administration’s tax-code changes took effect Jan. 27 is the start of this year’s tax season, the Internal Revenue Service announced Monday. Beginning in three weeks, the agency will start accepting and processing tax returns. This is the second season since the Trump administration’s tax-code overhaul took effect. Some people…

How Working Past 65 Can Affect Your Social Security Benefits and Medicare Premiums

By gregoryricks | January 13, 2020

For a growing number of Americans, “retirement” simply means changing where or how you work. More than half of Americans age 40 and up expect to continue doing paid work after retirement, according to TD Ameritrade. This includes 86% of people in their 50s, while a remarkable 92% of people in their 40s expect to keep working…

These are the top Money and investment trends to watch out for in 2020

By Gregory Ricks & Associates | January 9, 2020

All in all, 2019 was a pretty strong year for the economy. Job growth was brisk, with both inflation and interest rates low. Economic growth was decent as recessionary fears have abated. Consumers remain confident, highlighted by solid holiday sales. But this doesn’t mean everyone is prospering. Here are some money and finance trends to…

The average American starts saving for retirement at this age

By Gregory Ricks & Associates | January 8, 2020

The sooner you start saving for retirement, the more opportunity you’ll have to build a solid nest egg without having to sacrifice too much on an ongoing basis. But data from Nationwide tells us that Americans are putting in roughly a decade in the workforce before giving their long-term savings a thought. The average American begins funding a…

Congress’s 5 Biggest Changes In 2020 That Will Impact the Future of Your Retirement

By Gregory Ricks & Associates | January 7, 2020

American flag waving with the Capitol Hill in the background-GETTY The days of relying on Social Security and defined benefit plans for a secure and comfortable retirement are swiftly coming to an end. The next waves of retirees should have substantial personal savings in order to create a detailed and long-lasting plan, better than those…

Observations from the Brink of Retirement

By Gregory Ricks & Associates | January 6, 2020

A retirement income specialist shares three important lessons he’s learned during his own financial and mental journey as he gets ready to dive into retirement. His personal insights could help guide your path as well. Planning for my own retirement has been interesting, as my day job is teaching financial advisers about retirement planning. At…

6 Ways The SECURE Act May Impact Your Retirement

By Gregory Ricks & Associates | January 3, 2020

GETTY The new Setting Every Community Up For Retirement Enhancement (SECURE) Act, just signed by President Trump, is the broadest piece of retirement legislation passed in 13 years. Ultimately, the law focuses on retirement planning in three key areas: 1) modifying required minimum distribution (RMD) rules for retirement plans; 2) expanding retirement plan access and…



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